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Raymond Stoklosa

The Mortgage Adoption Center

By · August 25th, 2008

I wanted to let everyone know about a new service offered by one of our contributors, Chris Williamson, over at the San Mateo Mortgage Blog announced today that the Mortgage Adoption Center or the MAC for short has finally launched. The Mortgage Adoption Center is for anybody that would like some help monitoring their mortgage [...]

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Chris Williamson

ABC World News: Felons in the Mortgage Business

By · August 1st, 2008

You may have seen the piece on ABCNEWS a few nights ago “Felons in the Mortgage Business.” If you did, I am sure after watching it you are probably about as ready to trust us as you would be to leave your pet canary home with a hungry cat. If you are ready to buy [...]

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Raymond Stoklosa

No Doc Loans – Done Deal for San Mateo?

By · July 21st, 2008

As Chris discussed last Friday, rules in lending change almost daily. Last week Ben Bernanke outlined a new set of lending rules that are sure to have an impact on the San Mateo County real estate market. The biggest change announced was that lenders would be restricted from making loans without proof of a borrower’s [...]

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Chris Williamson

FHA Risk-Based Pricing: More Changes for the San Mateo County Borrower

By · July 18th, 2008

As you are learning, the mortgage industry likes to change the rules – usually in the middle of the game. In fact, just this week the Federal Housing Administration released their risk-based mortgage pricing. While the new pricing does not affect the rate you are receiving on your loan, it does determine the upfront and [...]

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Chris Williamson

Are the Rumors True About FHA Home Loans?

By · July 11th, 2008

It seems like there is constantly a new rumor going around, Madonna and Alex, Brett Favre snubbed, Angelina and The Twins… and the mortgage market is no exception. I can’t even begin to count the number of times I sit down with a new client and before we even get started, they have already assumed [...]

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